About Todd LaPenta
Todd LaPenta NMLS #472119 is a trusted Sales Manager with over 30 years of mortgage banking experience and who is ready to make your dreams of owning a home a reality.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
You're In Good Hands!
Melissa
Transaction Completed:
4/3/2024
"As a first time home buyer Todd made the process so simple and easy for me. I had a ton of questions and frequently reached out to him for clarity and he was incredibly patient with me each time. He always answered my calls or called me back shortly after and made sure I was 100% in the loop and aware of each step. There were even a few things I wanted to change as we went through the process and he made the changes seamless, with little to no work on my side. He managed everything with the lender and had a great team working with him to support each step."
Metis
Transaction Completed:
3/11/2024
"Todd is the best. Reliable, engaged, always trying to find a quick and efficient solution. NAND always friendly and polite. I wouldn’t want to go through the loan process with any other than Todd."
Madeleine
Transaction Completed:
3/6/2024
"Todd just knows how to do loans and give fantastic customer service"
William Henderson
Transaction Completed:
1/26/2024
""
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
Partnership - West Palm Beach
West Palm Beach, FL 33409
Direct: 305-527-4741
Email: todd.lapenta@nafinc.com
Get Directions